Payoff & budget planner
Variable monthly budget, reserve and extra payments.
US$10.00
Related calculator features: Budget + Schedule
Excel finance templates and study export pricing
The online calculators, browser saving, JSON backups and printing are free. Optional digital downloads are paid separately; there is no subscription.
Your calculator study → Excel or CSV
US$1.99
US$1.99 for each purchased study snapshot and file format. The XLSX export contains results and editable model sheets; CSV contains the repayment schedule. Later study changes are a new export.
Open the free calculatorEach workbook is an editable .xlsx file with a dashboard, model inputs, formulas and instructions. Choose English, Brazilian Portuguese or Spanish before checkout. The three images show the actual workbook with fictional sample inputs.
Offer & refinancing comparator
Compare three offers and the future cost of refinancing.
US$10.00
Related calculator features: Compare + Refinancing
Debt payoff planner
Prioritize up to ten debts over a 120-month horizon.
US$10.00
Related calculator features: Multiple debts
Extra payment strategy planner
Compare recurring and one-time extras, shorter terms and payment recasts.
US$10.00
Related calculator features: Simulate + Scenarios
Variable income & reserve planner
Plan debt payments around seasonal income and a chosen cash reserve.
US$10.00
Related calculator features: Budget
Loan fees & insurance analyzer
Separate upfront, deducted and financed fees and recurring insurance.
US$10.00
Related calculator features: Simulate + Compare
Annuity vs fixed-principal comparator
Compare payment paths, total interest and cash pressure for two repayment systems.
US$10.00
Related calculator features: Simulate
Payment frequency comparator
Compare monthly, weekly and fortnightly schedules with explicit annual rate conventions.
US$10.00
Related calculator features: Simulate + Compare
Interest rate stress tester
Test manually entered rate changes and their effect on payment and balance.
US$10.00
Related calculator features: Rate changes + Scenarios
Payment pause & catch-up planner
Model reduced or missed payments and later catch-up, keeping accrued interest visible.
US$10.00
Related calculator features: Payment changes + Schedule
Balloon & residual balance planner
Identify debt remaining at a chosen date and plan a final settlement reserve.
US$10.00
Related calculator features: Schedule + Budget
Actual payment ledger
Track dated transactions using the separate daily simple-interest model.
US$10.00
Related calculator features: Payments & check
Loan statement reconciliation
Compare manually entered statement figures with the same modeled measure and flag differences.
US$10.00
Related calculator features: Payments & check
Payoff target solver
Find the payment or extra needed for a target term and compare feasible targets.
US$10.00
Related calculator features: Solve a question
Borrowing affordability planner
Estimate a manageable loan amount from a chosen payment limit, rate and term.
US$10.00
Related calculator features: Solve a question + Budget
Loan scenario comparison workbook
Keep named alternatives and compare cost, payoff date and remaining debt.
US$10.00
Related calculator features: Scenarios
Debt consolidation comparator
Compare current debts with one proposed loan, including fees and repayment horizon.
US$10.00
Related calculator features: Multiple debts + Compare · extension
Business loan cash flow & coverage
Connect operating cash available to debt service and identify funding gaps.
US$10.00
Related calculator features: Budget · business extension
Equipment loan affordability
Compare equipment loan offers against the business cash available for repayments.
US$10.00
Related calculator features: Compare + Budget · business extension
Working capital loan planner
Plan borrowing and repayments around operating inflows and outflows.
US$10.00
Related calculator features: Budget + Schedule · business extension
Secure payment, file delivery and refunds
Prices are in USD; confirm the total and applicable tax treatment in Paddle checkout. A one-time payment buys the selected workbook or study export. Download becomes available in the purchase dialog only after server verification. Keep your receipt and purchase recovery file; downloads can be repeated for 30 days. Contact support if access is lost. Our 14-day full-refund guarantee includes files already downloaded. 14-day refund guarantee; documented fraud or abuse is reviewed individually under the policy. Downloading alone is not abuse.
Purchase terms and license · Refund policy · Contact support